competition vehicle " roadworthyness " & rollc

[Ruffy]

Firstly there's no such thing as at your own risk anymore. These days with the smart arse greedy lawyers vying for every penny they can get nothing is ever your own fault. This is why as an organiser you need public liability insurance.

As far as PAI goes it's easy to get if you want to pay.
No standard personal insurance policy will cover you during competition, there is usually and exclusion written into the policy if you engage in dangerous activities. most insurance companies however will provide an extension to cover you for the respective activity if you ask for it. It will usually require a more stringent medical and be three or four times as much as your standard policy (depending on how often and what activity) but there is plenty out there.

As i mentioned, it is your responsibility to get your own insurance so don't blame event orgaisers for not providing you with any cover.
Cheers Dan.

[Modified Toy]

No standard personal insurance policy will cover you during competition, there is usually and exclusion written into the policy if you engage in dangerous activities. most insurance companies however will provide an extension to cover you for the respective activity if you ask for it. It will usually require a more stringent medical and be three or four times as much as your standard policy (depending on how often and what activity) but there is plenty out there.

True the best way to cover your self is with life insurance but make sure you a honest as to what you need it for or it will be void,not sure on how many people take out this sort of cover though?event organisers Do have guidlines on how the car needs to be set up to try and make it as safe as possible for all involved and some times these rules will break the RTA guidelines, But there comes a point where you want the vehicle as a daily driver or a full on comp vehicle.

If competing in events i would run a six point cage as a minimium for your own saftey and just take the risk with the road but it all comes down to the construction of the cage on how strong it is to.

All event organisers have saftey as one of there bigest aspects, but medical help not just first aid certificate would be and advantage to all involved(due to how remote most events are) if something bad was to happen and i think majority of compeditors and spectators would be happy to pay higher admission for these services.

just my 2c

[Zookman]

The following is from the home page of the CCDA

Is your event CCDA sanctioned? If so, then:
Your competitors and officials are eligible for $100,000 personal accident insurance,
Your event organisers are entitled to low cost Public Liability insurance; and
You can be confident that the event is well run.

It sounds like there is some kind of insurance cover ???

[pigletracing]

havent looked at this onefor a while..
didnt think anyone would have the answers