Insurance Worries

[treebloke]

Wonder if anyone can give us a bit of advice quickly. I have fully comp insurance with the RACQ and have just wacked a tree on Fraser Island while taking one of the inland tracks. Will I be covered over here or do I get it back to the mainland and say I did it there? The car is proper bashed, you would not believe it, we could not have even been doing 10kmph and it looks like its been hit by a b-double.

[chimpboy]

You need to look closely at your policy, but I would be really careful about lying to the insurance company.

Most policies cover you for tracks that appear on a map, so if the track was marked properly and appears on a guide map to the island or whatever you should be okay. But you have to check your policy or get someone to check it.

Your user name is looking pretty apt at the moment, lucky you didn't call yourself "cliffbloke".

[Troll00]

If it was above the high tide mark you should be covered, but check your policy, don't ever lie to insurance you'll get caught out for sure. RACQ cover it if it is on a formed road, so get the name of the road you were traveling on from a Ranger up there. You may even find the beach has a road name

[treebloke]

Your user name is looking pretty apt at the moment, lucky you didn't call yourself "cliffbloke".[/quote]

Mate that was so true, I hadn't thought of that!!

Thanks for the advice

[Willy Hilux]

Should be alright with RACQ. Fraser Tracks should be the same as roads in the insurance. RACQ insure you for off road anyway eg. Landcruiser Park.
Just ring up and inquire anyway but don't give your name or rego.

[RockyF75]

Ok. Are you being a bit lenient with your speed estimation, or do you drive a tin foil 4b

I've touch parked at more than 10kph