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insurance for mod rigs
Moderators: toaddog, TWISTY, V8Patrol, Moderators
insurance for mod rigs
where do you guys get insurance for your mod trucks ?
I used to be with TCIS, but am now with Australian 4WD insurance from DGA and underwritten by CGU. TCIS is agreed value and more expensive and DGA is market value and cheaper.
Both company allow any mods..... which I assume must be legal and will cover you anywhere on the map of Aus.
(Please confirm all of this yourself!)
Both company allow any mods..... which I assume must be legal and will cover you anywhere on the map of Aus.
(Please confirm all of this yourself!)
Cheers
Slunnie
Discovery TD5, Landy IIa V8 ute.
Slunnie
Discovery TD5, Landy IIa V8 ute.
Not my experience As long as the truck is pretty standard they'll talk but start swapping engines and what notDe-lux wrote:RACQ goes allright.
" Hi I'd like to know if my cover will be cancelled if I swap a fuel injected motor into my 4wd, it's the same size but from a later model"
"Will it make the car more powerful because we won't cover that "
............
I'm insured with racq and although i've only had it for a bit over 3 months they seem alright. They we're the cheapest for me and i asked about mod's and they said they insure up to a 4" lift and then i asked about a couple of other things like tyres and they said, if its legal they cover it as long as its recorded with them. I rang a couple of weeks ago to add my snorkel to my insurance policy "i've just added a safari snorkel to my car" "OK..........whats a snorkel?"-Mick- wrote:Not my experience As long as the truck is pretty standard they'll talk but start swapping engines and what notDe-lux wrote:RACQ goes allright.
Australian 4wd Insurance is good ive had 2 cars writen off with them but i wont use then again because of the fact IAG (NRMA) has aquired CGU who are the ausi underwriters and will not let you buy the wreck back,my last pocily which was an old one they gave me market value on my last patrol which was more than the truck was bought for but fell 15K short on the the cost of the mods i was lucky i bought it back for a couple of grand plus the ballance and transfered the parts over . be careful they only give you 10% in return for the replacment cost of modifications
Im here for the sausage!
insurance
Got a question. How do I get a price for my mods.
I have a swb patrol with a 305 V8 in it. I did not put it in and dont have the means to put one in. How if my patrol was valued at say 10 - 11 g would I be able to get insurance to cover the mod. EG cost of motor and also labour to put it in? Do I have to get quotes or do I just estimate?
Cheers
I have a swb patrol with a 305 V8 in it. I did not put it in and dont have the means to put one in. How if my patrol was valued at say 10 - 11 g would I be able to get insurance to cover the mod. EG cost of motor and also labour to put it in? Do I have to get quotes or do I just estimate?
Cheers
Re: insurance
unique car insurance - twice the agreed value of others, 1/2 the price of DGA..
but you only want them to pay out in the end.
but you only want them to pay out in the end.
Road Ranger
Update - Had the truck valued today at Outback 4WD in Bayswater. $8K for the truck and $16K worth of accessories, $24K total. Using Affinity, the associations 4WD insurance, $660/yr, covered everywhere. I thought that was very good.
Weekdays - Prado GXL D4D with some stuff
Weekends - Mav shorty with lots of stuff
Weekends - Mav shorty with lots of stuff
that sounds good...blkmav wrote:Update - Had the truck valued today at Outback 4WD in Bayswater. $8K for the truck and $16K worth of accessories, $24K total. Using Affinity, the associations 4WD insurance, $660/yr, covered everywhere. I thought that was very good.
my fj40 needs more flex
350 chev with t400 soa 3'body lift..rs9000 warn 9000bl winch
350 chev with t400 soa 3'body lift..rs9000 warn 9000bl winch
Indeed, considering Australian 4WD Insurance wanted $830more power wrote:that sounds good...blkmav wrote:Update - Had the truck valued today at Outback 4WD in Bayswater. $8K for the truck and $16K worth of accessories, $24K total. Using Affinity, the associations 4WD insurance, $660/yr, covered everywhere. I thought that was very good.
Weekdays - Prado GXL D4D with some stuff
Weekends - Mav shorty with lots of stuff
Weekends - Mav shorty with lots of stuff
Ha ha
I am an Commercail Motor Insurance Underwriter and get nice staff discount on my modified rigs....
MQ/MK Parts for sale!!!! See for sale section!
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