Outer Limits 4x4 Board

I am replacing the front rotors and have decided to do the bearings while I'm at it.

I have read there are 3 bearings per wheel. Is this correct?

I have the hub off and only find two tapered needle bearings. Am I mad?

no your not mad. only the two bearings and a seal which goes to the rear of the hub.
cookie monster

+ the needle bearings in the rear of the discs if you wish to go this far.

My opinios is ......if you are replacing them anyway do the whole lot (mine fell out and were shattered beyond recognition - needle bearings that is)