Outer Limits 4x4 Board

where do you guys get insurance for your mod trucks ?

RACQ goes allright.




p.s. delete your thread in the toyo section

DGA Insurance brokers.

I think in Melbourne?

Insure for legal and engineered mods for anywhere in Aus, not just on roads.

Don't have there number at home tho....

I used to be with TCIS, but am now with Australian 4WD insurance from DGA and underwritten by CGU. TCIS is agreed value and more expensive and DGA is market value and cheaper.

Both company allow any mods..... which I assume must be legal and will cover you anywhere on the map of Aus.

(Please confirm all of this yourself!)

I'm currently in the process of organising insurance via the VAFWDC insurance company. Having the valuation on Friday, $8K for truck $12K for mods. I'll let you know how I go.

De-lux wrote:RACQ goes allright.

Not my experience As long as the truck is pretty standard they'll talk but start swapping engines and what not

" Hi I'd like to know if my cover will be cancelled if I swap a fuel injected motor into my 4wd, it's the same size but from a later model"

"Will it make the car more powerful because we won't cover that "

............

-Mick- wrote:

De-lux wrote:RACQ goes allright.

Not my experience As long as the truck is pretty standard they'll talk but start swapping engines and what not

I'm insured with racq and although i've only had it for a bit over 3 months they seem alright. They we're the cheapest for me and i asked about mod's and they said they insure up to a 4" lift and then i asked about a couple of other things like tyres and they said, if its legal they cover it as long as its recorded with them. I rang a couple of weeks ago to add my snorkel to my insurance policy "i've just added a safari snorkel to my car" "OK..........whats a snorkel?"

I'm with Australian 4wd Insurance. Insured for market value of the vehicle on or off road, anywhere in Australia except for time trialled comps.

I was with Just Car Ins. Crap agreed value but I got my wreck for $2k and kept the change... No hassles, no going to auctions.

They'll cover anything that is legal and roadworthy (I quote)

i just got a quote for just car aswell. i got a crap car history im 23 and got a patrol with a 6 inch lift and 35 and they want $1100. thoughtt it was cheap but still went for third party any ways

Australian 4wd Insurance is good ive had 2 cars writen off with them but i wont use then again because of the fact IAG (NRMA) has aquired CGU who are the ausi underwriters and will not let you buy the wreck back,my last pocily which was an old one they gave me market value on my last patrol which was more than the truck was bought for but fell 15K short on the the cost of the mods i was lucky i bought it back for a couple of grand plus the ballance and transfered the parts over . be careful they only give you 10% in return for the replacment cost of modifications

im with Australian 4wd insurance.

they were alot cheaper then most.-ALL.

I had to go with Just Cars, price was actually $1000 bucks less than NRMA so.....

Got a question. How do I get a price for my mods.

I have a swb patrol with a 305 V8 in it. I did not put it in and dont have the means to put one in. How if my patrol was valued at say 10 - 11 g would I be able to get insurance to cover the mod. EG cost of motor and also labour to put it in? Do I have to get quotes or do I just estimate?

Cheers

DIRTY ROCK STAR wrote:im with Australian 4wd insurance.

they were alot cheaper then most.-ALL.

how much do you pay and whats the value on the fj40
with mods......does it go on the reciepts you have..

unique car insurance - twice the agreed value of others, 1/2 the price of DGA..

but you only want them to pay out in the end.

with these companies insuring 4 and 6 inch lifts etc are your trucks engineered?

Monty wrote:with these companies insuring 4 and 6 inch lifts etc are your trucks engineered?

why would you bother insuring it if it wasnt roadworthy?

Just Car insurence have been very good with both my rigs

Update - Had the truck valued today at Outback 4WD in Bayswater. $8K for the truck and $16K worth of accessories, $24K total. Using Affinity, the associations 4WD insurance, $660/yr, covered everywhere. I thought that was very good.

blkmav wrote:Update - Had the truck valued today at Outback 4WD in Bayswater. $8K for the truck and $16K worth of accessories, $24K total. Using Affinity, the associations 4WD insurance, $660/yr, covered everywhere. I thought that was very good.

that sounds good...

more power wrote:

blkmav wrote:Update - Had the truck valued today at Outback 4WD in Bayswater. $8K for the truck and $16K worth of accessories, $24K total. Using Affinity, the associations 4WD insurance, $660/yr, covered everywhere. I thought that was very good.

that sounds good...

Indeed, considering Australian 4WD Insurance wanted $830

im only 21 and am wanting to get a GQ and lift it about 4-5" and run some 35's will i be able to find someone that will give me insurance?

who would be the best/cheapest to go with?

I am an Commercail Motor Insurance Underwriter and get nice staff discount on my modified rigs....