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insurance and who do you reccomend

Posted: Mon Sep 26, 2005 10:11 am
by Mousie
hey i got a 88 mavrick LWB

need to get my ass some insurace asap

but no idear who to go with when it comes to a 4x4 as my previous insurer wont cover it

any one have any reccomendations?

thanks

Posted: Mon Sep 26, 2005 10:23 am
by RockyF75
i'm with AAMI, with 2" lift. Only 3rd party though, but i dont think they have nething against 4b's... if u want like comprehensive and/or offroad insurance i'd go with a broker, let them worry about it and chances are you'll save $$ too. My friend has a GQ, has comprehensive ins + offroad ins and pays very close to what i pay for just 3rd party :shock:

Posted: Mon Sep 26, 2005 10:34 am
by Mousie
ah ok
well the GQ has 2" lift plus 2" suspention. + bull bar blar blar blar

i only want 3rd party all i can afford atm

i`ll give them a call thanks

Posted: Mon Sep 26, 2005 11:51 am
by PigDog
im with racv and have got full cover with a fear few mods and thay cover me but they also charg me a prity peny or ten

Posted: Mon Sep 26, 2005 11:54 am
by Tiny
Just Car, very competitive, and cover all LEGEL ROAD WORTHY MODS ie Engineers Cert on applicable mods

I pay just over $1000 for the gq with 6" 35s cage etc etc

Posted: Mon Sep 26, 2005 12:38 pm
by Mousie
hey i rang ammie and just cars they dont accept pay by the month so that kinda rules me out...

Posted: Mon Sep 26, 2005 12:54 pm
by spazbot
Tiny wrote:Just Car, very competitive, and cover all LEGEL ROAD WORTHY MODS ie Engineers Cert on applicable mods

I pay just over $1000 for the gq with 6" 35s cage etc etc
when i asked just cars, before they would insure me they needed to inspect the 4wd to make sure its free from damage, that was even for 3rd party property, i told em its a 4b and its got dings in it they said they wont touch it until i get all the dings fixed......
kind shit for a 4wd

Posted: Mon Sep 26, 2005 1:29 pm
by STUMPY
i'm with GIO for third party

they don't require inspection and you have the option of pay by the month.

my car i quite modified and they had no problems with it as long as it met road worthy requirements. they were the cheapest i could find as well.

cheers joel

insurance

Posted: Mon Sep 26, 2005 1:30 pm
by CanberraMav
I go through Shannons insurance. They are the only ones that would cover my rig with the body modifications i have.(ute conversion) They also give me cover for my missus to drive and she is under 25 years and had 2 accidents. I found them to be the best. AAmi and others would not cover body mods. Just cars said no as well.

Posted: Mon Sep 26, 2005 1:44 pm
by Tiny
spazbot wrote:
Tiny wrote:Just Car, very competitive, and cover all LEGEL ROAD WORTHY MODS ie Engineers Cert on applicable mods

I pay just over $1000 for the gq with 6" 35s cage etc etc
when i asked just cars, before they would insure me they needed to inspect the 4wd to make sure its free from damage, that was even for 3rd party property, i told em its a 4b and its got dings in it they said they wont touch it until i get all the dings fixed......
kind shit for a 4wd
I told them it was straight, didnt want to inspect

Posted: Mon Sep 26, 2005 2:01 pm
by Mousie
herm in the end i just went with just cars got a cover note gives me 14 days to pay up so meh gotta wait till next pay run and yeh
no money again argdsalfsdagsag


oh yeh i rang them back up lucky wasnt of file ... lol and told them it was straight

Posted: Wed Sep 28, 2005 4:20 pm
by GU BUG
I'm insured with DGA 4wd insurance :D . Full offroad insurance, all accessories and mod's (aslong as it's legal), $2000 camping accessories, agreed value, blah blah blah. For a $35,000 car I pay $850 a year for full comp for myself & my girlfriend ;) .

Posted: Wed Sep 28, 2005 4:40 pm
by saigo
Just for cars has an extra excess of $400 if accident occurs off-road, -meaning the road/track has to be mapped/named. Not sure if excess applies to other insurers.
I pay $780 for agreed $23,000 including all extra's.

Posted: Wed Sep 28, 2005 8:45 pm
by shakes
just cars agree'd that if the road was on my mates handheld GPS I'd be covered. He brings it up all too often when we're out wheeling now.