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Off road racing Insurance

Posted: Fri Jul 17, 2009 10:34 am
by bru21
I want to get my incomplete buggy insured, and later get some sort of race insurance. After seeing Brad Prouts buggy devastated by fire at Finke - I think it might be a good idea.

Any ideas who to go through?

Shannons were no good.

Thanks

Bru

Re: Off road racing Insurance

Posted: Fri Jul 17, 2009 11:43 am
by bogged
Speak with offroad racing clubs, see what they can recommend.. I think in your application it will be beyond hideously expensive..
I think the stumbling block maybe the custom built truck.. the offroad competition racing will just make it worse. It isnt goin to go down well with most insurance places.

Try a few insurance brokers too. if it can be done, they will be able to find it..

Posted: Fri Jul 17, 2009 12:15 pm
by bru21
Thanks mate, I'm getting a quote through our broker at work now.

Will be interesting.

Posted: Fri Jul 17, 2009 1:08 pm
by zookimal
You'll be able to get it through a broker, tailored to suit. Just make sure you're sitting down when they give you the figure.

Have worked on cars insured for track events.

Posted: Fri Jul 17, 2009 1:13 pm
by bogged
zookimal wrote:Just make sure you're sitting down when they give you the figure..
and take a few valium, & 2/2 bottle of scotch..

Posted: Fri Jul 17, 2009 1:22 pm
by T_Diesel
What's it worth?

You may be able to take out a transit policy through a broker which covers it whilst being towed to and from meetings and a static cover whilst at the meetings but not whilst being used for racing.

Posted: Fri Jul 17, 2009 1:39 pm
by napsta
I have a policy on my buggy in america, and have looked into local options. I'm pretty sure that nobody will give you coverage once you are on the race course.

Mine is currently covered for theft at all times, and damage / fire whilst in storage, maintenance, transport and staging - pretty much whenever it is not racing. The local one was similar - Shannons I think.

My point of veiw would be that as soon as I noticed fire, i would be on the radio withdrawing from the race. Not sure that it would work, but it would be worth a try.

I have also ordered one of these as some on board insurance
http://www.djsafety.com/FireSystems.html
- from Dirtcomp it almost reads as if Proust had one but didn't have time to use it / fire was too big already.

Posted: Fri Jul 17, 2009 1:47 pm
by bru21
Those fire units look good. Being front engine a fire will be more noticable too I guess. I'll run the best AN fittings etc for all lines etc.

Just don't want to be in the position where I have spent all my income for years besides my mortgage, and then sit and watch as it burns to the ground - knowing I could have had insurance.

Even if it was 2/3k would be worth it.

thanks fellas

Posted: Fri Jul 17, 2009 2:50 pm
by napsta
same. everytime i see footage of the burning rancho buggy at KOH it scares me

Posted: Fri Jul 17, 2009 2:52 pm
by Rockmonsta
Buy a good fire bomb setup, I've got one in my rally car, one push of a button and the footwells and the engine bay gets flooded with dry powder. Do they carry extinguishers in those buggys?? That was a small fire to start with an he just got out and left it to burn!

Posted: Fri Jul 17, 2009 5:14 pm
by CWBYUP
Who does these in Australia ?

Nick

Posted: Fri Jul 17, 2009 6:04 pm
by Rockmonsta