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Any 1 konw an insurance company the insures jacked up 4X4

Posted: Thu Oct 07, 2004 10:58 am
by Harrow
Does any on know of an insurance company the insures jacked up 4X4??

Im with CGU and they only let me do 1 inch to my Mitsubishi Triton and i want to do 2 to 4 inch of lift!!

does any one know of an insurance companys that do jacked up cars??

re

Posted: Thu Oct 07, 2004 3:43 pm
by Grantw
Its all in the way you explain it to them. If you say "jacked up" or "lifted" they run for cover. Instead of using the normal names for lift, try explaining it like this,

suspension lift......... heavy duty suspension
Body lift................. high tensile body mounts


I clearly explained that I had changed body mounts to high tensile ones. Which I did do! I also changed the suspension to allow me to carry heavier loads, thus the reason for the installation of heavy duty suspension.

Posted: Thu Oct 07, 2004 5:37 pm
by -Scott-
Grant's right - you've gotta be careful how you describe the modifications. I've just updated my policy with TCIS (for the latest mods) and the list of accessories and modifications I sent them (via email) included:

Four ARB Nitrocharger shock absorbers + ARB rear springs with 2" lift
50mm Body Lift

No problems from them, although the policy which arrived in the mail (this morning) lists "heavy duty springs" and no mention of the body lift. Although I appear to have two cargo barriers... :P

Give them a call?

Cheers,

Scott

re

Posted: Thu Oct 07, 2004 8:52 pm
by Grantw
I could not get body lift on the policy but I did get "high tensile body mounts" listed... :roll:

I like everything to be listed on paper so they cant be arsewipes...

Posted: Thu Oct 14, 2004 9:07 pm
by cazook
Try Australian 4wd Insurance through DGA insurance brokers Ph 1800 800471. A paragraph from my policy;
Please note vehicle can have any modification added to vehicle there are no restrictions.Modifications are not included in the market value.

Posted: Thu Oct 14, 2004 9:08 pm
by cazook
Try Australian 4wd Insurance through DGA insurance brokers Ph 1800 800471. A paragraph from my policy;
Please note vehicle can have any modification added to vehicle there are no restrictions.Modifications are not included in the market value.

Posted: Thu Oct 14, 2004 9:08 pm
by cazook
Try Australian 4wd Insurance through DGA insurance brokers Ph 1800 800471. A paragraph from my policy;
Please note vehicle can have any modification added to vehicle there are no restrictions.Modifications are not included in the market value.

try just cars

Posted: Sat Oct 16, 2004 11:29 am
by badger
i rang everywhere when i bought my triton and the cheapest price i could find for me was with just cars insurance $1000 a year cheaper then the big companys like suncorpe and racq and the best bit is they didnt add an extra excess for my driving history and fully unlimited mods as long as they are legal and complianced if necessary :)

try just cars

Posted: Sat Oct 16, 2004 11:30 am
by badger
i rang everywhere when i bought my triton and the cheapest price i could find for me was with just cars insurance $1000 a year cheaper then the big companys like suncorpe and racq and the best bit is they didnt add an extra excess for my driving history and fully unlimited mods as long as they are legal and complianced if necessary :)