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insurance and who do you reccomend

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insurance and who do you reccomend

Post by Mousie »

hey i got a 88 mavrick LWB

need to get my ass some insurace asap

but no idear who to go with when it comes to a 4x4 as my previous insurer wont cover it

any one have any reccomendations?

thanks
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Post by RockyF75 »

i'm with AAMI, with 2" lift. Only 3rd party though, but i dont think they have nething against 4b's... if u want like comprehensive and/or offroad insurance i'd go with a broker, let them worry about it and chances are you'll save $$ too. My friend has a GQ, has comprehensive ins + offroad ins and pays very close to what i pay for just 3rd party :shock:
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Post by Mousie »

ah ok
well the GQ has 2" lift plus 2" suspention. + bull bar blar blar blar

i only want 3rd party all i can afford atm

i`ll give them a call thanks
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Post by PigDog »

im with racv and have got full cover with a fear few mods and thay cover me but they also charg me a prity peny or ten
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Post by Tiny »

Just Car, very competitive, and cover all LEGEL ROAD WORTHY MODS ie Engineers Cert on applicable mods

I pay just over $1000 for the gq with 6" 35s cage etc etc
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Post by Mousie »

hey i rang ammie and just cars they dont accept pay by the month so that kinda rules me out...
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Post by spazbot »

Tiny wrote:Just Car, very competitive, and cover all LEGEL ROAD WORTHY MODS ie Engineers Cert on applicable mods

I pay just over $1000 for the gq with 6" 35s cage etc etc
when i asked just cars, before they would insure me they needed to inspect the 4wd to make sure its free from damage, that was even for 3rd party property, i told em its a 4b and its got dings in it they said they wont touch it until i get all the dings fixed......
kind shit for a 4wd
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Post by STUMPY »

i'm with GIO for third party

they don't require inspection and you have the option of pay by the month.

my car i quite modified and they had no problems with it as long as it met road worthy requirements. they were the cheapest i could find as well.

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insurance

Post by CanberraMav »

I go through Shannons insurance. They are the only ones that would cover my rig with the body modifications i have.(ute conversion) They also give me cover for my missus to drive and she is under 25 years and had 2 accidents. I found them to be the best. AAmi and others would not cover body mods. Just cars said no as well.
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Post by Tiny »

spazbot wrote:
Tiny wrote:Just Car, very competitive, and cover all LEGEL ROAD WORTHY MODS ie Engineers Cert on applicable mods

I pay just over $1000 for the gq with 6" 35s cage etc etc
when i asked just cars, before they would insure me they needed to inspect the 4wd to make sure its free from damage, that was even for 3rd party property, i told em its a 4b and its got dings in it they said they wont touch it until i get all the dings fixed......
kind shit for a 4wd
I told them it was straight, didnt want to inspect
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Post by Mousie »

herm in the end i just went with just cars got a cover note gives me 14 days to pay up so meh gotta wait till next pay run and yeh
no money again argdsalfsdagsag


oh yeh i rang them back up lucky wasnt of file ... lol and told them it was straight
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Post by GU BUG »

I'm insured with DGA 4wd insurance :D . Full offroad insurance, all accessories and mod's (aslong as it's legal), $2000 camping accessories, agreed value, blah blah blah. For a $35,000 car I pay $850 a year for full comp for myself & my girlfriend ;) .
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Post by saigo »

Just for cars has an extra excess of $400 if accident occurs off-road, -meaning the road/track has to be mapped/named. Not sure if excess applies to other insurers.
I pay $780 for agreed $23,000 including all extra's.
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Post by shakes »

just cars agree'd that if the road was on my mates handheld GPS I'd be covered. He brings it up all too often when we're out wheeling now.
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